Download Our Mobile App!
Check your balance, transfer funds, deposit checks, apply for a loan and more with our new mobile app! Available for Android and iOS (iPhone or iPad). Open your app store and search for “Waialua Federal Credit Union.”
AUDIT NOTICE Waialua Federal Credit Union is performing an account verification audit of member accounts. Please review your balances and report any differences within 10 days to: Waialua Federal Credit Union Auditor c/o Financial Standards Group, Inc. 1740 44th Street SW PMB 225 Wyoming, MI 49519 *Please include account name, account number, and credit union name in correspondence.
Make your loan payments online here
Member Benefits
Looking for a credit union in the Waialua area? Our members enjoy a variety of benefits, like these:
- Inexpensive wire services
- Notary service temporary not available
- Discounted movie tickets
- Federally-insured accounts
- … and lots more!
Great Rates
| Item | Rate |
|---|---|
| Personal Loan | as low as 8.50% *APR |
| New Auto Loan | as low as 6.50% *APR |
| Used Auto Loan | as low as 6.50% *APR |
| Share Secured Loan | 3.50% APR |
| HELOC(adjustable rate) | 5.00% APR |
| Share Accounts | 1.50% APY |
| Draft Accounts | 1.50% APY |
*Annual Percentage Rate (with .5% deduction on Personal and Auto loans in you have an existing direct deposit into the Credit Union)
APR=Annual Percentage Rate
APY=Annual Percentage Yield


