Latest Announcements

About 3 weeks ago

We will close early on New Year's Eve at 12 pm and be closed all of New Years Day.

  • Apply for a Loan Online!

    We're proud to present our new online loan application! Now you can apply for a loan from the comforts of your home!

    Apply Now
  • Get an Auto Loan

    If you're looking for a new car, stop on by and apply for loan. With rates as low as 4.99% APR, you'll be smelling that "new car smell" in no time.

    Read More »
    Image courtesy of
  • Serving Since 1937

    Waialua Federal Credit Union has been proudly serving the residents of the Waialua community since 1937.

    Photo by davidd / cc by 2.0

Member Benefits

Looking for a credit union in the Waialua area? Our members enjoy a variety of benefits, like these:

  • Inexpensive wire services
  • Free notary services
  • Discounted movie tickets
  • Federally-insured accounts
  • … and lots more!

Learn more

Great Rates

Item Rate
Personal Loan 12.00% *APR
New Auto 4.99% *APR
Used Auto 7.00% *APR
Share Secured 3.25% *APR
HELOC 3.75% *APR
Share Accounts  0.75% *APR
Draft Accounts 0.75% **APY

*Annual Percentage Rate

**Annual Percentage Yield

Personal, New Auto, Used Auto, and Share Secured rates may be reduced up to 1% deduction for autopayment with electronic deposit.

Our Location



Card Guardian logo