Share Secured loans are loans secured by the shares in
your account, which will be "frozen" up to the balance of
your loan. As your loan is paid down, the amount secured in
your share account is reduced to match the balance on your
loan. This type of loan is an excellent way to establish your
credit history or obtain a loan if you have bad credit. This
type of loan does not require an income or employment
verification, as well as a debt ratio analysis. The maximum
amount of the loan is the amount that you can secure in
your savings account. The current interest rate is a 3.0%
Annual Percentage Rate. Keep in mind that your shares are
earning interest all the while that it is being "frozen".
This type of loan rate is variable and may change.
your account, which will be "frozen" up to the balance of
your loan. As your loan is paid down, the amount secured in
your share account is reduced to match the balance on your
loan. This type of loan is an excellent way to establish your
credit history or obtain a loan if you have bad credit. This
type of loan does not require an income or employment
verification, as well as a debt ratio analysis. The maximum
amount of the loan is the amount that you can secure in
your savings account. The current interest rate is a 3.0%
Annual Percentage Rate. Keep in mind that your shares are
earning interest all the while that it is being "frozen".
This type of loan rate is variable and may change.
Share Secured Loan
Currently 3.00%
Annual Percentage
Rate
Currently 3.00%
Annual Percentage
Rate
Share Secured Loans
allow you to build
credit. Your credit
history is reported to
the credit bureaus.
allow you to build
credit. Your credit
history is reported to
the credit bureaus.
Waialua Federal Credit Union
Serving Oahu's North Shore
Serving Oahu's North Shore
Share Secured Loan
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