Our Personal Line of Credit is an unsecured line of credit
that is good for two years from the date of approval. Once
approved, you can make advances up to your approved
limit, however, the amount actually approved can vary based
upon what you qualify for.
The loan payment amount is $25 per $1,000 borrowed. So,
for example, if you advance $5,000, the minimum payment
would be $125 at an annual percentage rate of 12.00%. If
you did not make any more advances on the original
advanced principal and made your contractual monthly
payment, then this loan would have a zero blance in
approximately 4 years and 4 months. Obviously, if you paid
more than the required monthly amount, the duration of the
loan would decrease.
that is good for two years from the date of approval. Once
approved, you can make advances up to your approved
limit, however, the amount actually approved can vary based
upon what you qualify for.
The loan payment amount is $25 per $1,000 borrowed. So,
for example, if you advance $5,000, the minimum payment
would be $125 at an annual percentage rate of 12.00%. If
you did not make any more advances on the original
advanced principal and made your contractual monthly
payment, then this loan would have a zero blance in
approximately 4 years and 4 months. Obviously, if you paid
more than the required monthly amount, the duration of the
loan would decrease.
Personal Line of Credit
12.00% Annual
Percentage Rate
12.00% Annual
Percentage Rate
Personal Lines of
Credit allow you to
make advances up to
your approved limits
for two years.
Credit allow you to
make advances up to
your approved limits
for two years.
Waialua Federal Credit Union
Serving Oahu's North Shore
Serving Oahu's North Shore
Personal Line of Credit
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